FOREX: Respecting last year’s plan, should make a contribution of 600USD (annual contribution) and we will see a total value of the account of 2740USD (that is around 900USD in profit).
State Bonds: I still consider them a good, low-risk investment. Currently there are no interesting offers in Romania, maybe except last year’s program (‘Tezaurul’). I will take a look at external markets. I have no real target here, but the 400-500USD investment is possible.
STOCKS: This is the biggest goal of the year. And I am interested in BVB (‘Romainian Stock Market’) stocks. My end target is an investment of around 1100USD.
ETFs: are our priority 3 on our investment list. In fact, if we are going with the BVB stock market, there is also an internal EFT listed there. So….maybe we can hit two birds with the same stone (ETF+STOCKS on the same account). Of course, the target for ETFs is 500USD invested.
Except all listed investments, we consider paying in advance the mortgage, and as a sum two months should be enough.
And for the last goal, put back in the economy buffer 2000USD (this is an addition to what we already contribute).
So, big plans for this year, and frankly I think I am shooting a bit high with the numbers (there was a quote about aim high or go home…something like that…I’ll find it)! Let’s see what can we mark at the end :D.
P.S. I know that last year, I made a conclusion in a checklist for all the goals, but I think that they are well written and we will have a summation in the yearly retrospective. If you miss the list, please leave me a comment and I will update the post.
Thank you for reading this!
Disclaimer: I am not a financial consultant, all the information you find here are my decisions, I taken in that moment, on my own analysis. I am open to any type of discussion about money. If you want to replicate my portfolio take into consideration that it is your money.